Add our suite of banking solutions into your practice to help your clients achieve their goals, prevent any unwanted client solicitation and grow your business as a one-stop shop.

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Lines of credit

A line of credit is an easy and cost-effective way to cover for unexpected expenses.

Client type

  • Clients with projects requiring quick access to cash
  • Clients with irregular cash inflows
  • Clients who want a safety net
  • Clients with medium-scale projects


  • Better rate generally than with personal loans
  • Access to higher credit amounts
  • Eliminates the need for multiple loan applications
  • Access to funds at any time
  • Overdraft protection available
  • Option of making minimum payment via automatic transfer at no extra charge
  • Access to funds via: counter, cheque, ABM, Client Card purchase, TelNat, Electronic Banking Solutions and Mobile Banking Solutions
  • Life insurance available
  • Flexible repayment terms
How it works 

  • Interest charged only on the amount borrowed
  • Minimum monthly payment: interest only
  • Possibility to make optional payment at any time (Fixed amount of principal or percentage of the outstanding balance)
  • Repayment By Electronic Transfer of Funds (ETF) from the client's personal bank account
  • The transfer is made within 1 to 21 business days after the line of credit account statement is produced
  • Agreement lasts for an indefinite period