All-In-OneTM Home Equity line of credit


Financing more than just a home 

Refer a client

At a glance

With the All-In-OneTM Home Equity line of credit, clients can finance the purchase of their home, renew their mortgage or refinance. This solution allows clients to use as much or as little of the available credit as needed, eliminating the need to apply for new financing for large purchases, home renovations, investment contributions or education financing.

Ideal for clients who’d like to:

  • Find a solution to consolidate their loans and save on interest
  • Increase their assets
  • Simplify their banking operations and the management of their accounts
  • Have more flexibility in managing their financial needs

 

 

 

Go beyond your clients’ needs

More flexibility

Your clients’ minimum monthly payments include only interest and insurance premiums (if applicable). Managing their cashflow is up to them and they can adjust their payment amounts as necessary. They have the flexibility to use what they need and repay the loan in whole or in part, at any time and without penalty. 

More tax deductibility

Your clients can open several distinct transactional accounts with the All-In-OneTM credit line. If an account is used for investments, they can isolate and deduct interest.

More possibilities

Clients can use as much or as little of the repaid principal as needed without having to apply for a new credit loan, freeing up cashflow for future investments, insurance, or projects.

How it works?

Purchase or refinancing: Up to 65% of the value of the property.

Possibility of financing up to 80% of the value of the property if combined with a mortgage loan.

All-in-one
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Your tools

Download our tool designed to discover the All-In-OneTM Home Equity line of credit with your clients. Compare it with a standard mortgage.

Download the document

Use the calculator to compare

The fine print

Legal disclaimers

TM All-In-One is a trademark of National Bank of Canada.

Subject to credit approval by National Bank.

Subject to not exceeding the maximum line of credit amount available, i.e., 65% of the value of the property.

Ready to refer a client?

Check out our easy online referral process.

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